Ontario Harmonized tax increase

[Gettin'r'round]

Well today we see how Premier Dad is going to hit us yet again by harmonizing the GST and PST. Get ready for your supplements get hit with 13% tax not just the 5% anymore. Go Dalton! No religous school funding, but payouts to teachers and all big civil service unions! It's going to take 15years of Conservative governments to turn Ontario around. Then again a lot of manufacturing jobs are just not coming back. Ontario has the highest biz tax rate next to japan and we wonder why companies are leaving? Thanks Dalton for taxing buisnessess out of here. Funny how people still talk about the Bad, cold days of Mike Harris. HUH? Maybe for whiny civil servants and welfare mom's but Dalton gets a pass for taking Ontario into Have-Not status??? Goddamm left wing media &*^%&*%&*!!!!!

[pinhead]

Ouch.

[Big D]

SHITTY

[Ritch]

Vive le Québec!

[Bowlcut]

Vive le Québec!

Don't worry Ritch. Those suckers in Ontario have to keep sending equalization to Quebec this year.
AHAHA gotta love income distribution, especially the kind Trudeau implemented.

[Ritch]

Don't worry Ritch. Those suckers in Ontario have to keep sending equalization to Quebec this year.
AHAHA gotta love income distribution, especially the kind Trudeau implemented.

It`s so unfair, but you know...

[moneypit]

Thanks Dalton for taxing buisnessess out of here. Funny how people still talk about the Bad, cold days of Mike Harris. HUH? Maybe for whiny civil servants and welfare mom's but Dalton gets a pass for taking Ontario into Have-Not status??? Goddamm left wing media &*^%&*%&*!!!!!

Well I am no Dalton fan and I am pissed at what is going on right now...I did vote conservative, however MIKE HARRIS royaly screwed our education system here in ONtario along with quite a few other things...If you think about it if you want to prevent people from being a drain on society ..like being on welfare you probably shouldnt destroy the education system...as much as I am a true blue conservative I have to say HARRIS was a moron.



Don't worry Ritch. Those suckers in Ontario have to keep sending equalization to Quebec this year.
AHAHA gotta love income distribution, especially the kind Trudeau implemented.

TRUDEAU can rot in hell for what he did to this country.

[Gettin'r'round]

What??? Harris didn't destroy the education system. He decoupled education from property taxes which might be good or bad depending on where you live. He didn't give in to the teacher UNIONS which is NOT the same as education. Those lazy ****s in Toronto don't even want to supervise the kids @lunch or recess. They have NO clue as to how good they've got it but they want MORE MORE MORE. Hell the Ontario Teacher Pension Plan is HUGE! **** that's our tax dollars being extorted from regular working folks to enrich a special class of people. IE Public Sector Unions. We are also on the hook for their gold plated pensions should their plan go south. *sigh*

[Bowlcut]

I am all for teachers making a decent salary, but $100K for tenured teachers is a little bit excessive.
I wonder how much teachers would make in the free market? I would assume the high paid ones would deserve their pay, but it seemed like when I was in school teachers were always at the extremes in terms of performance with little middle ground.

[moneypit]

Mike HARRIS cut about 600million dollars fromt the school boards budgets.
and for people with no vested interest in the education system I'm sure this was great because all the cuts to education meant tax breaks for everyone else

and My mom has been a public high school teacher for the last 12 years and she makes 75,000 a year...after ontario taxes that isnt all that much guys for someone who is doing one of the more important jobs in this province
and she does about 3 hours a night of prep and marking that shes not paid for, and your right the teachers pension plan is super rich by the grace of good buisness practices IE investing in profitable markets...The maple leafs

at any rate my sister and brother in law are high school teachers as well, and I am a student from the Mike Harris era and I can say for certain that whatever way you see it what he did to the education system was decrease funding and increase the teachers workloads at the cost of education quality by removing control fromm the boards and implementing governement control over class sizes which were made bigger under harris and government control over teacher preptime.

I am no fan of the libs or DALTON but HARRIS was a MORON

[Gettin'r'round]

Teachers are simply a privileged class. I mean who else gets to take days off for "professional" development (always Fridays and bonus before march break). Most of us have to take night school on our own time. Banking sick days so you can retire 2years early and still get no pay. No oversight via standardized testing because ,trust us, ALL teachers are good as gold! Name a teacher fired for bad performance.... $75,000 per year PLUS sick days, gold plated Taxpayer guatanteed pensions, medical plan and for 9months of work.. Get ****ING real..... Remember most people work 12 months with a few weeks vacation. So they SHOULD work harder for those 9 months. I wish I made that much $.

Teachers are so out of touch with reality. I have yet to hear of mass teacher layoffs, school closings, underfunded pensions, etc etc....

[moneypit]

Teachers are simply a privileged class. I mean who else gets to take days off for "professional" development (always Fridays and bonus before march break). Most of us have to take night school on our own time. Banking sick days so you can retire 2years early and still get no pay. No oversight via standardized testing because ,trust us, ALL teachers are good as gold! Name a teacher fired for bad performance.... $75,000 per year PLUS sick days, gold plated Taxpayer guatanteed pensions, medical plan and for 9months of work.. Get ****ING real..... Remember most people work 12 months with a few weeks vacation. So they SHOULD work harder for those 9 months. I wish I made that much $.

Teachers are so out of touch with reality. I have yet to hear of mass teacher layoffs, school closings, underfunded pensions, etc etc....

There is a reason for that...they are teachers...they kinda do an important job.. and there starting salary is in the 30's which is barley above the poverty line....the teachers in my family have taken many courses to improve themselves as teachers and they paid for those courses out of there own pockets... and those courses were taken during there supposed vacation during the summer.... your spouting off some ridiculous BS man maybe you should get a little more insight first.

and if you wantd to make that kind of money you should have went to school for as long as they did and spent the 50,000 $ on education that they spent to get the job as a teacher.

[natenator]

Mike HARRIS cut about 600million dollars fromt the school boards budgets.
and for people with no vested interest in the education system I'm sure this was great because all the cuts to education meant tax breaks for everyone else

and My mom has been a public high school teacher for the last 12 years and she makes 75,000 a year...after ontario taxes that isnt all that much guys for someone who is doing one of the more important jobs in this province
and she does about 3 hours a night of prep and marking that shes not paid for, and your right the teachers pension plan is super rich by the grace of good buisness practices IE investing in profitable markets...The maple leafs

at any rate my sister and brother in law are high school teachers as well, and I am a student from the Mike Harris era and I can say for certain that whatever way you see it what he did to the education system was decrease funding and increase the teachers workloads at the cost of education quality by removing control fromm the boards and implementing governement control over class sizes which were made bigger under harris and government control over teacher preptime.

I am no fan of the libs or DALTON but HARRIS was a MORON
are you saying someone making $75K/yr isn't making that much? Add in the fact they work for 10 months of the year? Are you ****ing kidding me?

[natenator]

There is a reason for that...they are teachers...they kinda do an important job.. and there starting salary is in the 30's which is barley above the poverty line....the teachers in my family have taken many courses to improve themselves as teachers and they paid for those courses out of there own pockets... and those courses were taken during there supposed vacation during the summer.... your spouting off some ridiculous BS man maybe you should get a little more insight first.

and if you wantd to make that kind of money you should have went to school for as long as they did and spent the 50,000 $ on education that they spent to get the job as a teacher.
An important job? Sure, if most would look at it that way. If it was honestly important then their striking would be over lack of funding for proper tools to providing the kind of education that they feel is important. Instead it's for their own selfish reasons.

Give it up bud. No one thinks teachers are worthy of their high salaries, 10 months of the year working, bankable sick days, pension plans (they we are on the hook for), etc, etc, etc, etc. Not when they act like the children the teach.

[Danger]

People do of course realize that the single largest determining factor for life expectancy is not income but EDUCATION! Education is probably the single most important thing that government does for our society, I wont argue about how much teachers should be payed but I think its important that people stand up for education because its really the best tool we have in regards to creating a better future for our children.

[natenator]

People do of course realize that the single largest determining factor for life expectancy is not income but EDUCATION! Education is probably the single most important thing that government does for our society, I wont argue about how much teachers should be payed but I think its important that people stand up for education because its really the best tool we have in regards to creating a better future for our children.
Teachers don't stand up for EDUCATION when they continually go on strike over their own self important reasons and do so under the guise of it being "for the kids". Please.

[ironwill]

10 months work and dont forget x-mas break, spring break, every long wknd etc., etc.....i debated a couple of CCs teacher friends, they didnt like what i had to say, plus those teacher types are so caught up in their own little world it is astounding, they feed off each other and think they are next to God in all they do....
They arent....even close...bunch of lazy whining bitches...IMO...

[Ritch]

Teachers do get a good pay. I find they deserve it. You can`t contest 75 000 being a good pay. With the mouthyness and heartlessness of today`s kids, they more than deserve what they make. They take alot of shit from those kids. Last year I was taking a class that was given in a high school and could not beleive how these ****ers were talking to the teachers. By reflex I stopped and looked at the kid and told him he was being rude. In some classes they need a teacher just standing in the back. I was even thinking of being a physed teacher at one point. The kids are just to nasty and get away with being such rude pricks, I wouldn`t be able to hack it. They have some thick skin to do what they do.

[Bowlcut]

10 months work and dont forget x-mas break, spring break, every long wknd etc., etc.....i debated a couple of CCs teacher friends, they didnt like what i had to say, plus those teacher types are so caught up in their own little world it is astounding, they feed off each other and think they are next to God in all they do....
They arent....even close...bunch of lazy whining bitches...IMO...

Are they single? :D

Teacher is a shitty job though with all the disrespect kids dole out these days. It isn't as bad in Canada as it is in America however. I have read stories about kids being racist to their white teachers and threatening them and behaving like thugs.

Pay scale obviously depends on where one works, but the Quebec pay is shitty to the point where it doesn't pay financially to lose out on 5 years of salary (without a masters) to make the same amount of money as a person with a ecole secondaire (grade 11) diploma.

[ironwill]

Are they single? :D

Teacher is a shitty job though with all the disrespect kids dole out these days. It isn't as bad in Canada as it is in America however. I have read stories about kids being racist to their white teachers and threatening them and behaving like thugs.

Pay scale obviously depends on where one works, but the Quebec pay is shitty to the point where it doesn't pay financially to lose out on 5 years of salary (without a masters) to make the same amount of money as a person with a ecole secondaire (grade 11) diploma.
nah some poor buggers put up with them....lolol...jk, they are nice, when not talking of work....
hope you get your butt out here in summer....
peace bro

[natenator]

Those that can, do.

That that can't, teach

:yeah

[physique]

paying pst on supplements??? how is that possible.

gst on a food supplement is a joke to start with but now pst too. i feel for ya guys

[moneypit]

yes 75,000 is not that much when you lose 30,000 in deductions and live and teach in Toronto but you all know what your talking about since you have all been teachers before......

[St]

When is this going up to 13%
BTW Mike Harris was a man of his Word.

[Gettin'r'round]

yes 75,000 is not that much when you lose 30,000 in deductions and live and teach in Toronto but you all know what your talking about since you have all been teachers before......

Deductions EVERYONE pays btw. The $75k is totally misleading. How about adding the benefits and pension to that figure. Toronto is expensive to live in but I live in the burbs and I pass by a lot of full GO parking lots at 7:30am. You don't have to live in TO to work there.

Love your logic that since we aren't teachers we shouldn't talk about teaching. Come on bro. Like others have said, teachers don't live in the real world. I have my own biz and have had to cut back as my sales are down 35% like most other business's out there. Teachers unions were bitching how they deserve a 3% yearly increase. They should be thankfull for job security not continually asking for more, more, more. Hell even asking for a little more student supervision gets wailing and gnashing of teeth. Wow, incredible.....

[natenator]

yes 75,000 is not that much when you lose 30,000 in deductions and live and teach in Toronto but you all know what your talking about since you have all been teachers before......
You are a joke. Go sells your cry baby act elsewhere to people of your own kind.

The fact you think $75K/yr for less than 10 months worth of work is not that much makes you look foolish.

[moneypit]

You are a joke. Go sells your cry baby act elsewhere to people of your own kind.

The fact you think $75K/yr for less than 10 months worth of work is not that much makes you look foolish.

I dont get why because we disagree on a topic I am a joke and a crybaby

Anyways, its not misleaading they pay for their pensions and benefits, and my point about the money is that their not overpaid, in the instance I'm talking about started out at 33,000 worked for 12 years taking courses out of pocket every summer and worked their way up to a decent salary, and the reason I said maybe people who dont know shouldnt tsalk about it, Is it is hard for a teacher who is on course all summer, doing class prep 3 hrs a night, works there spring break, does marking during christmas etc.... to hear people say that they're lazy overpaid whiners and they get all this time off blah blah blah, and not to mention gets treated like shit all day by your(meaning society's) kids.

but look if you guys feel that I am wrong and you guys know exactly what goes on and teachers have it made etc....we can just agree to disagree.

[Ritch]

Hope I don`t get attacked here, but 75 000 living in Toronto is not much. As it was said already these teachers go through alot of verbal abuse from these kids. A girl I was talking with once said her principal got stabbed here in Montreal. So much for putting "pal" in the word "principal" Ah, ha ha ha... Teachers also I heard burn out much faster today than before mostly males. Let`s not forget they have a University degree. There is alot of time and money invested in becomming a teacher, they should be rewarded for it. In the end you can`t possibly tell me someone with a University degree does not deserve 75 00 living in Toronto. No way.

[natenator]

I dont get why because we disagree on a topic I am a joke and a crybaby

Anyways, its not misleaading they pay for their pensions and benefits, and my point about the money is that their not overpaid, in the instance I'm talking about started out at 33,000 worked for 12 years taking courses out of pocket every summer and worked their way up to a decent salary, and the reason I said maybe people who dont know shouldnt tsalk about it, Is it is hard for a teacher who is on course all summer, doing class prep 3 hrs a night, works there spring break, does marking during christmas etc.... to hear people say that they're lazy overpaid whiners and they get all this time off blah blah blah, and not to mention gets treated like shit all day by your(meaning society's) kids.

but look if you guys feel that I am wrong and you guys know exactly what goes on and teachers have it made etc....we can just agree to disagree.
for every good one there are 50 bad ones and if your mom is one of the good ones then kudo's to her but to suggest they are all good is foolish.

No one said they don't pay into their pension what is being said is if their pension fund goes broke (like that of GM workers in Ontario) we Ontarians are on the hook to pay for it.

We in the private sector pay for our upgraded education as well. Sure some have their company pay for it (if the company is willing) but most have to upgrade their education of out their own pocket and on their own time which is usually after work, on weekends, etc - not a 2 month long summer vacation.

We all go into our chosen professions of free will. Cops know the dangers, firemen know the dangers, etc. I went into marketing knowing full well that at any given point in my career I can be laid off but when that has happened (and it has twice in 11 years) I don't bitch about it or complain that I wish I had a union to protect my job, etc, etc, etc... I get out there and fund a new job or consult until I find a job that I am interested in. When it comes to salary negotiation I always seek high figures because I know I am worth it to the ooriganization. For the $250K I make I return them 100 times that and more. My salary is justified. I don't threaten to go on strike. I don't threaten anything. If I don't like my job? I find a new one. Teachers don't. They threaten and go on strike because they have that power. In a free market an organization would tell them to leave if they weren't happy because they ARE replaceable.

Being a teacher is not easy BUT they all knew the job they were going into when they chose their profession. The perks of being a teacher FAR outweigh any negatives yet they still bitch and complain.

[natenator]

Hope I don`t get attacked here, but 75 000 living in Toronto is not much. As it was said already these teachers go through alot of verbal abuse from these kids. A girl I was talking with once said her principal got stabbed here in Montreal. So much for putting "pal" in the word "principal" Ah, ha ha ha... Teachers also I heard burn out much faster today than before mostly males. Let`s not forget they have a University degree. There is alot of time and money invested in becomming a teacher, they should be rewarded for it. In the end you can`t possibly tell me someone with a University degree does not deserve 75 00 living in Toronto. No way.
then move elsewhere. When I first started working in Tdot, I was making about $50K/yr. I could not afford to live in Tdot unless I had roomies so I moved outside the city and commuted an hour each way. No one said they had to live in Toronto when there are so many surrounding areas that cost less to chose from but you have to be willing to put up with the commute.

Also, their University degree is generally for something other than teaching. They go back to teachers college so they can become a teacher. I have 3 friends who became teachers a few years after University because they couldn't hack trying to make a name and living for yourself working long hours and putting in hard work. Their degrees have NOTHING to do with what they are teaching in High School. They like the easy life.

If they were being paid with private money then no one on here would bitch but because their salary comes from our tax dollars we do have a right to bitch when they hold us to ransom by threatening to strike for high wages, more time off, bigger pensions, etc and all under the guise of doing it "for the kids" . That is what we have a problem with. I'd rather them be honest in their propaganda and say "we're screwing you and we know it and there is nothing you can do about it". I'd at least respect THAT lol

[Ritch]

then move elsewhere. When I first started working in Tdot, I was making about $50K/yr. I could not afford to live in Tdot unless I had roomies so I moved outside the city and commuted an hour each way. No one said they had to live in Toronto when there are so many surrounding areas that cost less to chose from but you have to be willing to put up with the commute.

You bring up some good points Nate with your own choice of job and how you deal with the advantages and disadvantages. If you find 75 000 too high for a salary, how much do you think they deserve?

[natenator]

You bring up some good points Nate with your own choice of job and how you deal with the advantages and disadvantages. If you find 75 000 too high for a salary, how much do you think they deserve?
I didn't say it was too high but if that was my job I'd look at it and say to myself what right do I have to complain about my salary when I make X dollars and... I get 2 months in the summer off, I get xmas and march break off, I can bank my sick days year after year, I have an awesome private pension plan, great benefit plan and the list goes on.

I'd keep my damn mouth shut and stop continually asking for more and more and more because for them to get more and more and more we as taxpayers (and yes they are taxpayers too) get less and less and less. Oh, and they have job security.

I don't think they are paid too much I just have a real problem with all their bitching, whining and complaining they do and the continual threats of strikes under the guise of "doing it for the kids". Lies!

[Ritch]

I didn't say it was too high but if that was my job I'd look at it and say to myself what right do I have to complain about my salary when I make X dollars and... I get 2 months in the summer off, I get xmas and march break off, I can bank my sick days year after year, I have an awesome private pension plan, great benefit plan and the list goes on.

I'd keep my damn mouth shut and stop continually asking for more and more and more because for them to get more and more and more we as taxpayers (and yes they are taxpayers too) get less and less and less. Oh, and they have job security.

I don't think they are paid too much I just have a real problem with all their bitching, whining and complaining they do and the continual threats of strikes under the guise of "doing it for the kids". Lies!


Gotcha, now I understand what you mean. And it bugs me also.

[moneypit]

for every good one there are 50 bad ones and if your mom is one of the good ones then kudo's to her but to suggest they are all good is foolish.

No one said they don't pay into their pension what is being said is if their pension fund goes broke (like that of GM workers in Ontario) we Ontarians are on the hook to pay for it.

We in the private sector pay for our upgraded education as well. Sure some have their company pay for it (if the company is willing) but most have to upgrade their education of out their own pocket and on their own time which is usually after work, on weekends, etc - not a 2 month long summer vacation.

We all go into our chosen professions of free will. Cops know the dangers, firemen know the dangers, etc. I went into marketing knowing full well that at any given point in my career I can be laid off but when that has happened (and it has twice in 11 years) I don't bitch about it or complain that I wish I had a union to protect my job, etc, etc, etc... I get out there and fund a new job or consult until I find a job that I am interested in. When it comes to salary negotiation I always seek high figures because I know I am worth it to the ooriganization. For the $250K I make I return them 100 times that and more. My salary is justified. I don't threaten to go on strike. I don't threaten anything. If I don't like my job? I find a new one. Teachers don't. They threaten and go on strike because they have that power. In a free market an organization would tell them to leave if they weren't happy because they ARE replaceable.

Being a teacher is not easy BUT they all knew the job they were going into when they chose their profession. The perks of being a teacher FAR outweigh any negatives yet they still bitch and complain.

i think your ratio of 1 out of 50 is tad high, maybe you had some bad experioences in school I dont know, I'm not disagreeing thy're are some bad teachers for sure but I would suggest that more than one out of 50 are good teachers.

and you talk about teachers on a free market...is that what we really want our educational system on a free market...I think I'll stick with government and why shouldnt teachers be guaranteed a penision after 30years of teaching? not that it really matters there pension plan isnt gonna go belly up like GM but if it did I would suggest they deserve to have it backed by the government as they are govenement employees of a job that is an absolute neccessity

And I dont understand how you dont expect people to utilize the tools provided, In your proffession you dont have a union, fine, however if you did are you trying to say you would tell them you don't want they're help?

I just dont get how your comparing your job and the way and reasons for your compensation to a teachers...the profession of teaching is a job of necessity just like policing and doctors etc... so a teacher makes just over a quarter of what you make and your in marketing and you still think they make to much and aren't entiltled to a raise when the cost of lving continues to climb??

[Ritch]

You both make real good points.

[natenator]

i think your ratio of 1 out of 50 is tad high, maybe you had some bad experioences in school I dont know, I'm not disagreeing thy're are some bad teachers for sure but I would suggest that more than one out of 50 are good teachers.

and you talk about teachers on a free market...is that what we really want our educational system on a free market...I think I'll stick with government and why shouldnt teachers be guaranteed a penision after 30years of teaching? not that it really matters there pension plan isnt gonna go belly up like GM but if it did I would suggest they deserve to have it backed by the government as they are govenement employees of a job that is an absolute neccessity

And I dont understand how you dont expect people to utilize the tools provided, In your proffession you dont have a union, fine, however if you did are you trying to say you would tell them you don't want they're help?

I just dont get how your comparing your job and the way and reasons for your compensation to a teachers...the profession of teaching is a job of necessity just like policing and doctors etc... so a teacher makes just over a quarter of what you make and your in marketing and you still think they make to much and aren't entiltled to a raise when the cost of lving continues to climb??
Read my last posts and maybe it'll become clearer to you. I never said they make too much. I said they have no right to bitch and complain and threaten strikes making what they make and all their perks.

We have an education system on a free market - it's called private schools. They produce better students that are more sought after than public school system kids. Parents have a voice into how their kids are being taught and if a teacher isn't living up to standards they're fired. Funny how you rarely hear of a private school teacher going on strike eh?

BTW, if teaching is such a necessity then why have some of the brightest and smartest people been home taught? Being a teacher used to be a respected profession but with their constant complaining, striking and bullshit they are one of the most hated professions by the general population. Still think Politicians are first followed by Lawyers :D

[Bowlcut]

I have a great idea. Why not get the government out of education and let the free market determine the salary level?

Would be great too because the more I realize it most people I meet who are allegedly "intelligent" can only espouse the liberal-marxist party line.

[Gettin'r'round]

I have a great idea. Why not get the government out of education and let the free market determine the salary level?

Would be great too because the more I realize it most people I meet who are allegedly "intelligent" can only espouse the liberal-marxist party line.

Could you imagine the WHINING????? LOL You would think the end times were coming....

[moneypit]

I can understand the public being pissed about the whining and bitching coming from the teachers unions in the media......but don't paint the teachers with that brush... the CAW makes the autoworkers look like morons...unions suck and end up making the teachers look bad.... they do not always represent the views of every teacher....but if the union fights and gets a raise you cant expect a teacher to turn down the raise just because they don't share the views of the union that teacher still has a responsibility to there own families to do the best they can for them

as far as striking goes I agree, I believe that teaching should be deemed an essential government service such as policing etc so they cannot strike..work to rule maybe but never strike so there wouldn't be any disruptions to education. I'm sure this is something we agree on?

[natenator]

Making it an essential service means they'll get even more money. Yeah, I don't think so.

Do you know how raises work in private business? You are worth more to your employer: save them money, make them more money or both or you take on more responsibility and tasks.

Many don't get cost of living increases and especially not right now. Here's a question: if cost of living and inflation goes down from one year to the next should the teachers make less the following year? ;)

[Bowlcut]

Making it an essential service means they'll get even more money. Yeah, I don't think so.

Do you know how raises work in private business? You are worth more to your employer: save them money, make them more money or both or you take on more responsibility and tasks.

Many don't get cost of living increases and especially not right now. Here's a question: if cost of living and inflation goes down from one year to the next should the teachers make less the following year? ;)

Cost of living never goes down as the central banks and governments are determined to constantly expand the money supply to the benefit of their banker friends.

[Felinecougar]

I'm a home based business and my sales are just a bit over 30 grand a year. I get credited for every cent I spend on GST when I buy goods..even the gst I pay on a postage stamp and my business phone line. In the end each quarter I break even nearly. Meaning I don't pay the government back the gst I collect from clients.

This is going to suck..maybe Physique can explain how this is going to affect us in retail.

I hate the double paper work but in the end I like keeping what I get from clients and not sending it on to the government.

[natenator]

Cost of living never goes down as the central banks and governments are determined to constantly expand the money supply to the benefit of their banker friends.
it was a trick question damnit! lol