Credit Report?

[Mr Ontario]

Is there a free way of finding out your credit report/history?

[MuSuLPhReAk]

Call equifax and ask them for it. I had to fax in 2 pieces of picture id and they mailed it to me within 2 weeks. It was free.

[Mr.Freeze]

i heard theres two place that keep records of you one is equifax and the other one ?? cant remenber the name but anyway i heard that one of them take 5 years to erase you file and the other one takes 6-7 years before they erase your record.

[MuSuLPhReAk]

That's if you have something bad on it like bankruptcy or non payments. Non payments I think was 3 years. But a credit report is good to know how you stand on your credit rating and if someone else has stolen your identity and racking up bills that are non paid.

[Mr Ontario]

Trans Union of Canada~


i heard theres two place that keep records of you one is equifax and the other one ?? cant remenber the name but anyway i heard that one of them take 5 years to erase you file and the other one takes 6-7 years before they erase your record.

[Freebsd1977]

Crooks! LOL!

[gsxr750]

Yes you're allowed 1 free credit report per year, from all 3 major companies. These personal requests do not affect your rating either.

[Mr Ontario]

Nice to know! Who is the 3rd?


Yes you're allowed 1 free credit report per year, from all 3 major companies. These personal requests do not affect your rating either.

[gsxr750]

Equifax Canada
Tel.: 1-800-465-7166
Fax: (514) 355-8502
Email: consumer.relations@equifax.com

TransUnion Canada
Tel.: (905) 525-0262
(except in Quebec)
Toll-free: 1-866-525-0262
(except in Quebec)

Tel.: (514) 335-0374
(Quebec residents)
Toll-free: 1-877-713-3393 (Quebec residents)

Northern Credit Bureaus Inc.
Fax (toll-free): 1-800-646-5876



Good luck!

[Mr Ontario]

Don't everyone go get there's done all at once....I need to get mine checked first :)

[Anatomy]

if you're in a rush you can pay a small fee and get it online immediately. Otherwise you could be waiting a while

[Mr Ontario]

No rush! Site said 10 days.


if you're in a rush you can pay a small fee and get it online immediately. Otherwise you could be waiting a while

[Anatomy]

No rush! Site said 10 days.

you're a more patient man than I :)

[leeroy]

I had to wait two weeks for mine and it came in some print that looks like it was formatted from the 80's. Equifax.

[Anatomy]

don't forget to get equifax AND trans union... there is different information on each one [I'm not familiar with the 3rd that someone mentioned but it's worth looking into; I'm sure it's legit but be certain it's legit before sending them your personal information]